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Banking needn’t be complicated

We serve the needs of SMEs, from start-ups to scale ups, family-run businesses and savers by offering tailored banking solutions, delivered by people enabled by the latest technology.

Award winning, FSCS protected, our customer promise

Get our app

Manage your personal and business banking on the move with our Mobile Banking app.

Industry-leading

Banking Brand of the Year 2024.
Best Easy Access Cash ISA Provider.
Best Online Savings Provider.

Financial Services Compensation Scheme (FSCS) logo

FSCS-protected

Eligible deposits are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.

Cynergy Bank Index

Business Births & Deaths Index

Drawing on the latest ONS data, we calculated a Cynergy Bank 'Business Health Score' for the UK's industry sectors and regions, based on the ratio of new businesses created to those lost.

The resulting Business Births & Deaths Index paints a picture of the nation's economic health.

Get all the data

Business Banking

Work your money harder? You can business bank on it.

All paying competitive rates of interest, our , and are designed for the unique and varied needs of growing small-medium-sized enterprises in the UK.

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Property Finance

Grow your property portfolio

Our expert team of dedicated relationship managers will listen and tailor the most appropriate and solutions to suit your circumstances.

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Personal Banking

Award-winning savings products and service

Saving for something special? Or building up your rainy day savings? Browse our comprehensive range of savings accounts—all offering competitive interest rates—to find the right match for you.

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Ways you can contact us

Secure message

Send us a secure message by logging into .

Email us

using our online form.

Phone us

0345 850 5555 (or +44 (0) 20 3375 6422 if you're calling from outside the UK)